27 April 2017

Richard Parkin: Pensions policy is being made on the hoof

March was pretty eventful for us pension policy nerds. We had the opportunity to respond to the Department for Work and Pensions’ questions on automatic enrolment, John Cridland published his review of the state pension age and the Chancellor confirmed he would press ahead with reducing the money purchase annual allowance to £4,000 (only to […]


Steve Bee: Our pensions system has lost its purpose

A snap general election and everything is up in the air again. It may mean more changes to our pension system. Then again, it may not. All bets are off. Our job is just to keep watching and react to events completely outside our control. And that is true not just for those of us in […]

Tony Wickenden: Is extracting company profits a good way to top up pensions?

Owner/managers may want to consider topping up pension contributions from profits extracted from their companies Last week, I started my consideration of the most efficient means of profit extraction for owner/managers of private limited companies. The catalyst for this was the reduction of the dividend allowance from £5,000 to £2,000 in 2018/9, announced in the Budget […]

Under the bonnet of fund research agencies: The Adviser Centre

The Adviser Centre may soon benefit from the scale that comes with acquisition We conclude our series looking under the bonnet of fund research agencies with an examination of The Adviser Centre. Like other agencies, The Adviser Centre was launched shortly after the RDR came into force to provide investment research and consultancy to advisers. […]


John Chatfeild-Roberts: Balancing investment risk as the Brexit clock ticks

Investors should capture performance in the good times, but also manage risks in our challenging global economic and political environment When a letter signed by Prime Minister Theresa May was delivered to President of the European Council Donald Tusk at the end of March, it formally triggered the now-famous Article 50 of the Lisbon Treaty and started the […]


Danby Bloch: In praise of the Lifetime Isa

The young, first-time buyers and the self-employed could all have compelling reasons to invest in a Lifetime Isa When it comes to the newly-launched Lifetime Isa, advisers should be looking at their client bank and asking: who should invest in it? In practice, there are many for whom it is a really attractive product but […]

Malcolm McLean: The case for early state pension access

Former Confederation of British Industry director general John Cridland’s final report on his Government-commissioned review of the state pension age was rather less radical than many of us were expecting. The interim report published last year had floated a number of possible changes directed at making retirement ages more flexible. But all these appear to […]