The Prudential Regulation Authority has revealed it intends to review the underwriting standards of buy-to-let lenders. The announcement was made yesterday in the most recent Financial Stability Report and comes at a time when there is intense scrutiny of the buy-to-let sector. Not only has Chancellor George Osborne announced a gradual cutting of tax relief […]
Nest claims it has “no plans” to add an auto-enrolment employer charge despite a stark warning from the National Audit Office over its funding. Last week, Money Marketing revealed The People’s Pension will begin charging employers who sign up with the provider on or after 23 November and have staging dates in January 2016 and beyond. […]
One of HSBC’s bigger shareholders has said it would support a move of the bank’s headquarters away from the UK. Standard Life Investments, which owns 1 per cent of HSBC, told BBC Radio 4’s Today programme the bank was being put at a “competitive disadvantage” by “ever-increasing capital requirements”. SLI head of equities David Cumming […]
‘All I want is a plain simple gherkin’ Aviva head of financial research John Lawson is a simple man of simple pleasures. ‘I’m in Pret having my lunch… as usual’ IoD senior adviser Malcolm Small tires of the routines of the working week. “That is a pretty meagre output for a career” Cass Business School […]
“Nothing tastes as good as skinny feels,” said supermodel Kate Moss, who is not often credited for her insights into policy making. Perhaps she should be. In politics, as in matters of diet, the course of action that is the best over the long term is often not the most desirable course of action in the short term. Add the instant gratification of the democratic electoral cycle and, instead of good policy making, you sometimes get the equivalent to a midnight binge in front of the fridge.
The value of an investment and any income from it can fall as well as rise and you may not get back the amount originally invested. Forecasts and past performance are not a guide to future performance. Some information and statistical data herein has been obtained from sources we believe to be reliable but in no way are warranted by us as to their accuracy or completeness. These are Neptune’s views and as such this document is deemed to be impartial research. We do not undertake to advise you of any change to our views.
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