19 May 2016


Nick Eatock: Advice regulation will kill off the email

It is hard to imagine a world before email, although it was only 20 or so years ago it started to be widely used. Email is a wonderful thing: fast and convenient, as well as useful for providing an instant trail of communication that can be stored and accessed many years later. However, this ease […]

Getting the most out of CPD – and making it personal

Continuous professional development should be viewed as something more than just a box-ticking exercise undertaken to renew a statement of professional standing. It can be used to genuinely benefit development, both professionally and personally. The key to really unlocking the value of CPD is to make it personal. What are your development needs? What are […]


Tony Wickenden: Trustee planning issues advisers need to be aware of

Having considered the legal and tax fundamentals of trustee investment in my previous articles, it is now time to look at planning. As mentioned before, there is an immediate opportunity to initiate trustee investment engagement with professional connections based on the capital gains tax and dividend tax changes. The changes are current and relevant: a […]

The US sectors poised to gain on wave of merger activity

Growth remains elusive across much of the global economy. Even the US – a stalwart compared with others for most of the current recovery – has recently showed signs of sluggishness. The country’s economy expanded by just 0.5 per cent in the first three months of the year, held back by weakness in capital expenditures […]


Stephen Womack: The dangers of forcing firms to give pro-bono advice

Last month, I was lucky enough to attend the latest Personal Finance Society graduation ceremony. Held in the splendour of the City of London’s Insurance Hall, I joined more than 100 other chartered financial planners and fellows of the society to formally graduate. A word of advice for anyone invited to graduate: go. It was a memorable […]


Making the right choice on climbing the adviser ranks

Experienced advisers reflecting on their next career move have several options. Some feel ready to set up their own business, some set their sights on becoming a partner or director in the firm they already work for and others choose additional qualifications as a springboard to promotion or a more specialist role. But how do advisers […]

Platforum head of intermediary research Miranda Seath

Platform focus: 7IM’s quiet bid to attract assets

Amidst the feverish speculation over platform deals and market consolidation engulfing our industry in recent weeks, Seven Investment Management continues to plough its own furrow. 7IM does not go in for industry navel gazing: the charismatic management team of Justin Urquhart Stewart, Tom Sheridan and, on the platform side, Verona Smith is more focused on its […]


Why FAMR misses the point on demand for advice

The FCA has published a speech made by acting chief executive Tracey McDermott at a recent conference I attended on the Financial Advice Market Review. The speech, entitled The regulation of Advice – Recommendations post-FAMR, can be found on its website. Coincidentally, it was announced McDermott would be leaving the regulator just before she stepped […]

Fidelity: A warning on Lifetime Isa loans

When the Chancellor announced the Lifetime Isa he said he would be looking to see if introducing a loan facility similar to that available under the US 401k retirement plan would be a good idea. The thinking is that giving people access to their savings before retirement could increase take-up. By way of background, 401k […]


Kim North: An FCA faux pas on suitability

“You have brains in your head. You have feet in your shoes. You can steer yourself in any direction you choose. You’re on your own, and you know what you know. And you are the guy who’ll decide where to go,” said Dr Seuss. I was reminded of this recently in light of the news […]