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Should FCA toughen up on non-advised drawdown?

The FCA is being urged to introduce a warning system for savers in non-advised drawdown amid concerns their pots could be eroded away as stock markets plummet. Drawdown sales have rocketed in the wake of the pension freedoms, with thousands of customers exposed to stock market risk in retirement without speaking to an adviser. At […]

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Ex-Mortgages PLC boss sets up new lender

Former Mortgages PLC chief executive David Pothecary is setting up a new company called The Mortgage Lender with several former colleagues. The new company will be a specialist lender. The firm has not officially launched, but Companies House documents confirm that Pothecary, currently chairman at RPS Capital Partners, is its principal. The Mortgage Lender has […]

The Downsizing Delusion: Why relying exclusively on your home to fund your retirement may end in tears

By Steve Webb, director of policy The British obsession with homeownership can have dangerous consequences. A recent survey by Barings¹ found that up to three million people of working age were planning to rely wholly on the value of their home to fund their retirement. We are not talking about people investing in buy-to-let or […]

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