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Nick Bamford: The importance of common sense

“When a client engages you to do their financial plan they pretty much expect it to be delivered there and then.” These were the words of a consultant we saw recently to help us review the systems and processes we use to deliver financial plans to clients. The advice was very apt as we were staggered to learn our […]

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Govt to raise auto-enrol upper limit and freeze £10k trigger

A move to raise the upper limit of the automatic enrolment savings band will boost pension savings by £23m. In analysis published today the Department for Work and Pensions says moving the upper limit of the qualifying earnings band to £43,000 in 2016/17 means pension savings will be £2.4bn, £23m higher than if the thresholds […]

Andrew Tully: The calm before next year’s pension storm

It was a novelty to have an Autumn Statement that did not have a fundamental impact on the pension landscape. However, it still introduced a number of smaller ticket items that will affect many people, as well as clear indications that more major developments are on the way. To simplify the administration of automatic enrolment […]

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