15 February 2018

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Chris Gilchrist: Buy now while stocks last

Listed equity is shrinking, reducing opportunities for investors Since early 1998, more equity has been withdrawn than added to the US stockmarket each year, while there has been a vast rise in corporate debt. US companies have shrunk their equity through large-scale buy-backs (about to be given another boost by the Trump administration’s favourable tax […]

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Fixed protection: stick or twist?

What increase in standard lifetime allowance means for clients with fixed protection Mindy has had income for the last three tax years of around £38,000 from her tailoring alterations business. She plans to sell the business and take her pension benefits to fund her day-to-day living expenses when she reaches her 60th birthday in August. […]

Phil Wickenden
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Phil Wickenden: Can you manage competing retirement income objectives?

Almost three years on from the start of the pension freedoms, people approaching retirement are looking for the most effective and efficient way to use the flexibility, while also balancing the various risks that come with this freedom of choice. While there are undoubtedly many opportunities, there are also challenges for both clients and their […]

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The Big Interview: Ex-Skandia boss Peter Mann on why humans will beat artificial intelligence

Financial services veteran Peter Mann famously reserved a chair at board meetings to represent the client, his view being the only thing that really matters is whether they have been served. Although he winces at being described as client-centric, the ex-Skandia chief executive and Old Mutual Wealth vice chairman’s focus on the customer extends to […]

Delivering advice and guidance in the workplace

Three advisers share their ideas and experiences of helping employees with their financial decisions The workplace is instrumental in engaging people to save for retirement. How are advisers helping employers provide advice or guidance to their employees? Telephone guidance Financial education provider and advice firm Wealth at Work recently launched a telephone guidance service to […]

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Graham Bentley: Fund manager fees witch-hunt misses the point

The anti-fund manager invective is misdirected. They are as confused as platforms and advisers when it comes to calculations.  Managing advisory investment portfolios has never been straightforward. The requirement to disclose transaction fees may very well see their demise. In principle, I am an advocate for transparency. It promotes accountability, and, as a former SEC […]