After a year of correctly anticipating bund yields (negative) and defaults (Abengoa), James Foster looks forward to a rise in interest rates in 2016.
A new year has begun – but will it be a happy one for adviser businesses? The implementation of pension freedoms in 2015 was a big shake up which meant many more customers began looking for financial advice. The resulting ‘capacity crunch’ means that in 2016, firms need to continue segmenting those customers they really […]
A former Lloyd’s market boss is to take over as chief executive of the Chartered Insurance Institute from February. Sian Fisher will replace Sandy Scott, whose departure was announced last March. In a career of almost 20 years, Fisher has helped to lead a Lloyd’s syndicate, a European insurance company, and an international broker. She […]
RBS has warned 2016 will be a “cataclysmic year” and has urged clients to “sell everything” as the “exit doors are small”. The bank has warned clients of a tough year ahead, with a note from its credit team, seen by the Telegraph, cautioning markets could fall by 20 per cent. The note says: “Sell everything […]
By Alison Esson, proposition development & technical support manager We want to make trusts as easy as possible for you by taking away some of the misconceptions around what you can use them for and when you can use them. In doing this, we’re helping you do the right thing for your clients and making […]
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