Recommended

Womack-Stephen-2012-700x450.png
8

Stephen Womack: The dangers of forcing firms to give pro-bono advice

Last month, I was lucky enough to attend the latest Personal Finance Society graduation ceremony. Held in the splendour of the City of London’s Insurance Hall, I joined more than 100 other chartered financial planners and fellows of the society to formally graduate. A word of advice for anyone invited to graduate: go. It was a memorable […]

2

Changing of the guard: Is TPR up to the job of regulating pensions?

The collapse of British Home Stores and the impact of the pension freedoms agenda has reignited calls for The Pensions Regulator to be scrapped and sub-sumed by the FCA. The Work and Pensions Committee has taken TPR to task over agreeing an extremely generous 23-year deadline for trustees of the retailers’ pension fund to fill its huge […]

20

Tom Kean: Suitability system is ruined to the core

Picture the scene if you can. It is the middle of a particularly dull spring and the warmth of summer is long overdue. I am sat here looking at a suitability letter for a very nice client of ours, who is one of those that fits our model of advice absolutely perfectly. He and his […]

HMRC helping to remove artificial gains

An investment bond offers investors certain tax advantages, one of which is the ability to take partial surrenders from the investment. This facility allows the policyholder to withdraw amounts up to 5% of the amount invested each policy year on a tax deferred basis, without incurring any immediate tax liability. This tax deferred allowance can […]

Newsletter

News and expert analysis straight to your inbox

Sign up

Comments

    Leave a comment