Is there nothing Ray Boulger, senior technical director at John Charcol, is not prepared for – a change in mortgage rates, FSA regulation or indeed finding that you have turned up in the wrong attire for a dinner. A slight oversight saw Boulger, admittedly at his second awards’ dinner in two days, sporting dinner jacket and bow tie but only for the opening champagne reception. The superman of mortgage intermediaries was spotted at dinner in lounge suit and tie in a swift change that would have done Clark Kent proud. l At a ten-pin bowling competition hosted by Schroders, MM hack Nicola York’s previously poor bowling performance inexplicably improved after a couple of potent cocktails. Competing with other journos, she narrowly missed out on scoring a century but bagged the star prize of a bottle of champagne, proving that a relaxed attitude sometimes wins the day.