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Investors confident of market rise but expect returns to show decline

Investment confidence is rising, with almost half of UK investors expecting the stockmarket to climb in the next 12 months, says Threadneedle.

Its annual survey of 2,000 investors found 49 per cent believe the stockmarket will rise in the next year compared with 32 per cent in 2001 and 40 per cent in 2000.

Over the medium term, there has been a increase in investors expecting positive returns, with 57 per cent anticipating a rise in the stockmarket over the next three years, up from 50 per cent last year and 46 per cent in 2000.

Despite the growing optimism, investors are lowering their forecasts on the size of any increase. Those expecting a rise are now looking for an average return of 6.7 per cent, compared with 9.6 per cent 12 months ago return and 11.6 per cent in 2000.

Head of distribution David Sachon says: “In the UK, it seems that many investors realise that the more the market falls, the better the chances that it will rise. We believe this reflects the relatively long history of retail investors in the UK using equity funds and so becoming more accustomed to volatility.”


Momentum appoints Leeds regional head

Momentum Financial Services is appointing Wendy Linnie as financial services manager at its Leeds office. Linnie joins Momentum from Dutch financial consultancy Eeuwijk Accountancy and has worked in financial services for 14 years, including 12 years with Standard Life.

Small firms hit hard by FSA ending monthly fee payments

The FSA is telling IFAs they must pay regulatory fees in a single lump sum rather than in monthly instalments. Under the PIA, firms could pay their regulatory fees by monthly direct debit but the FSA says this would be too costly to administer. Small IFAs are shocked at the demand and complain that it […]

Standard would accept business fall as it bides its time on distribution

Standard Life says it would rather take a dip in new business than rush into hasty decisions on distribution following depolarisation. Director of corporate affairs Gordon Arthur says there is no risk in its “wait and see” approach and claims other companies are being premature in taking stakes in IFAs before they know the details […]

Protection warning over 50-year loans

Proposals for 50-year mortgages been criticised by life companies. They say savings on 50-year loans would be minimal as protection policies would be very expensive if available at all for such terms. The concept was floated last week by Charcol, drawing comparisons with Japan where astronomical property prices led to mortgage terms of up to […]


Guide: day-to-day tasks ​— can your system manage?

This guide from Johnson Fleming will take you through the required communication and also give ideas for additional actions that will ensure your auto-enrolment project is a success. As well as highlighting what is required from a system to ensure it is up to the tasks, an overview of the following is also provided: data validation; data categorisation; employee communication; opt-in process; opt-out process; produce contribution schedule; contribution reconciliation process; upload of member data to pension provider; upload contribution to pension provider; manage salary sacrifice process; enrolment process; re-enrolment process; and management of increased employee queries.


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