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Neil Liversidge: Quest for perfection makes advice unaffordable

We all moan about the FCA, the Financial Ombudsman Service and the Financial Services Compensation Scheme. But in reality the problems of regulation, high costs and all, are symptoms. The root causes are economics, the law of the land and politics. I have always been grateful for the fact that, as a teenager, I could […]

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Auto-enrol commission ban to cost advisers over £1m a year

Advisers are set to lose £1.16m a year as the Government turns off commission on occupational schemes used for auto-enrolment. In the Department for Work and Pensions’ response to its consultation on banning member-borne commission, it confirmed the ban would come into force for new arrangements from April 2016. It will consult later in 2016 […]

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What price (more) freedoms?

George Osborne will make his last Budget speech of the current parliamentary term this week, and the early media briefings suggest that pensions will again feature heavily in that statement. So what are we able to learn from the weekend’s coverage?

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