View more on these topics

Intelligent Finance- One Year Fixed Rate Offset

Intelligent Finance

One Year Fixed Rate Offset

Type: Fixed rate offset mortgage

Fixed-rate: 4.55%

Fixed term: One year

Minimum loan: 100,000

Maximum loan: Up to 85% of valuation subject to a maximum of 500,000

Income multiples: Based on affordability

Conditions: Refunded standard valuation and legal fees, unlimited overpayments allowed without penalty

Arrangement fee; 499

Redemption fee: 4% of the original loan only if mortgage is fully redeemed during first year

Introducers fee: Refer to lender

Tel: 0845 6014343

Recommended

Reporting requirements

These are turbulent times for some IFA companies and their advisers, with one business crashing in the last few months and others facing a financial crunch.

Scot Eq policy valuations live on Exweb

Real time policy valuations from Scottish Equitable are now live on The Exchanges Exweb Gold service.Scot Eq is the sixth provider to support the valuations service that includes the ability to provide real-time aggregated policy valuations for pensions and bonds via electronic links.The Exchange managing director David Child says: The ability to access aggregated client […]

Online key to reducing rejected critical claims

Online underwriting is the key to reducing the number of critical-illness cover claims rejected for non-disclosure, accor-ding to Direct Life & Pensions. The Financial Ombudsman Service’s recently said that in many cases of non-disclosure on application forms for protection products, it was found that clients had disclosed information to their advisers but the information was […]

Zurich are up to the Challenge

“I’ve just opened the CML annual report and it smells lovely. It is not often any more that you get paper that smells that nice.” FSA’s Robin Gordon-Walker’s excitement at receiving the document”Do you know anyone who does voicebox transplants in the UK?” Royal Liver’s Andy Milburn after watching Liverpool win the FA Cup”Good news […]

Newsletter

News and expert analysis straight to your inbox

Sign up

Comments

    Leave a comment

    Close

    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm

    Email: customerservices@moneymarketing.com