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Intelligent Finance – Offset Tracker 500

Intelligent Finance

Offset Tracker 500

Type: Offset tracker mortgage

Tracker term: Until August 1, 2008

Tracker rate: 0 .64% above Bank of England base rate
Minimum loan: 500,000

Maximum loan: Up to 85% of valuation subject to a maximum of 1m

Income multiples: Based on affordability and credit score

Flexible features: Overpayments, up to two payment holidays a year, lump sum withdrawals, interest calculated daily, offset facility

Conditions: No payment holidays in first two years

Arrangement fee: 499

Redemption fee:2% of original loan until August 1, 2007, 1% until August 1, 2008 if mortgage fully redeemed

Introducers fee: Refer to lender

Tel: 0845 6014343

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