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Intelligent Finance – Offset Discount 90

Intelligent Finance

Offset Discount 90

Type: Discounted-rate offset mortgage

Discounted term: Two years

Discount: 0.5%

Payable rate: 5.49%

Minimum loan: 25,001

Maximum loan: Up to 90% of valuation subject to a maximum of 500,000, up to 85% of valuation subject to a maximum of 1m

Income multiples: Based on affordability and credit score

Flexible features: Overpayments, up to two payment holidays a year, lump sum withdrawals, interest calculated daily, offset facility

Conditions: No payment holidays in first two years

Arrangement fee: 349

Redemption fee: 2% of original loan in year one, 1% in year two if mortgage fully redeemed

Introducers fee: Refer to lender

Tel: 0845 6014343


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