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Insurers to move to front end fees

Insurers will increasingly move to front end fees on income drawdown products after A-day according to Defaqto. Currently only a quarter of income drawdown plans levy installation fees, but Defaqto expects this number to surge as providers look to cover A-day development costs.


Opening up the home reversion market

Key Retirement Solutions business development director Dean Mirfin says advisers have a duty to consider home reversions as well as lifetime mortgages for equity-release clients

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Passive and index-tracking funds can pose major problems for investors

FSA gives us Jumping Jack Flash … and satisfaction

The FSA’s Ashley Kovas strutted his stuff at the Compliance Register Awards in aid of charity last week. Dressed in leather trousers, with spiked hair and make-up, he rattled through classics such as Alice Cooper’s Poison and the Rolling Stones’ Jumping Jack Flash, backed by two screeching female colleagues. The high point had to be […]

Inheritance tax and estate planning – exemptions and reliefs

By Kim Jarvis, technical manager with Canada Life’s ican Technical Services Team In this article we look at the main exemptions and reliefs that are available on death. Within the article, spouse also means civil partner.   Nil-rate band Under current rules, any part of the estate that falls within the available nil-rate band (NRB), […]


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