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Insurers still baffled by pregnancy directive

The Association of British Insurers says its members are still no nearer to understanding the effect of the forthcoming European Union ban on taking pregnancy into account when underwriting.

The association’s head of EU and international affairs Hugh Savill says its recent seminar on the EU gender directive highlighted a number of issues, including def- initions, legal views and whether past and present pregnancy are both accoun ted for.

The directive, which comes into force in December, will ban providers from treating people differently as a result of pregnancy or childbirth.

Savill says the only way to see the real effect of the pregnancy prohibition will be through a test case in the courts.

He says: “The prohibition is set in stone in the EU dir- ective and comes into force in December. The only way we are going to get further clarification is through a court case and we are not in any hurry to have one of those.

“The prohibition is very simple and clear, it says you are not allowed to treat people differently as a result of pregnancy or childbirth but, immediately you look into the detail of some of the issues raised by it, insurers are a little perplexed on how to proceed.”


Bolton blasts benchmarking

Former Edeus chief executive Michael Bolton has hit out at the Government for trying to “benchmark” its future mortgage lending on 2007 figures.

Protection could see mass exodus

Firms which have sold protection policies without explaining their true value could see widespread cancellations as people tighten their belts, warns Aegon PR manager Mark Locke.

A bull case for US equities?

Neptune video: a bull case for US equities?

Watch Felix Wintle, head of US equities at Neptune, discuss why he believes US equities are in a structural bull market and the key factors that can drive the S&P 500 higher.

In the video, Wintle addresses the following:

• The US market and why — despite equities rising from 2009 — he believes the structural bull market only started in 2013
• Key economic and corporate factors that can drive the S&P 500 higher
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