View more on these topics

Incapital Europe/Morgan Stanley IQ – Morgan Stanley Accumulator Deposit Plan

Incapital Europe/Morgan Stanley IQ – Morgan Stanley Accumulator Deposit Plan

Type: Structured deposit

Aim: Growth linked to the performance of the FTSE 100 index

Minimum-maximum investment: £3,000-no maximum, Isa £5,340

Term: Six years

Return: 6% growth locked in for each year that the index is at or above its initial value, with a memory feature to catch up any missed returns if the index recovers in subsequent years

Protection: Original capital returned in full at the end of the term regardless of the performance of the FTSE 100 index

Closing date: March 30, 2012, March 23, 2012 for Isa transfers

Commission: Initial 3%

Tel:020 7605 4000


Building bricks

Prospects for capital growth in the property sector may appear bleak this year but fund managers believe there is still room for income.Property net retail sales almost halved last year to £508m, down from £1.8bn in 2010, according to figures from the Investment Management Association. The IMA property sector saw £13m of outflows in December […]

Actuaries set up group to improve product information

An influential group of actuaries is calling on the financial services industry to re-evaluate the product information sent to customers as part of a drive to improve engagement. The Institute and Faculty of Actuaries has set up a consumer information working party to challenge the financial services industry to think about the information consumers of […]


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm