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Incapital Europe – Digital Growth Plan – FTSE 100 Index Series II

Incapital Europe – Digital Growth Plan – FTSE 100 Index Series II

Type: Capital-protected bond

Aim: Growth linked to the performance of the FTSE 100 index

Minimum-maximum investment: £10,000- no maximum

Term: Six years

Return: 68% at the end of the term provided index is at or above its initial value

Guarantee: Original capital returned in full at the end of the term provided the index does not fall by more than 50% by the final day of the term

Closing date: October 25, 2010

Commission: Initial 2.75%

Tel: 020 7605 4000


Lloyds chief Daniels to retire

Lloyds Banking Group chief executive Eric Daniels is to retire in autumn next year. Daniels was appointed chief executive of Lloyds TSB in 2003 and became chief executive of the bank after it bought HBOS in 2008. Lloyds chairman Sir Win Bischoff says: “The successful integration of the two companies and the sooner than expected […]

Gross mortgage lending down 14% in August

Gross mortgage lending fell to £11.4bn in August, a 14 per cent drop from the £13.3bn reported in July, according to the Council of Mortgage Lenders. The August total is also 6 per cent down from the £12.1bn recorded in August 2009. It is also the lowest August total since 2000, when gross mortgage lending […]

Daniels could receive up to £13m on retirement

Lloyds chief executive Eric Daniels could leave the state-backed bank with around £13m in salary, bonuses and shares when he retires in Autumn 2011. According to a report in the Daily Telegraph, the 59-year-old is on a £1.035m annual salary and can earn a maximum annual bonus of £2.33m. It says Daniels is also in […]

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Lifetime Isa – how it works

According to George Osborne “people like Isas – because they’re simple”. Fiona Tait is not convinced… Contributions & bonuses What he said: “From April 2017, anyone under the age of 40 will be able to open a Lifetime Isa and save up to £4,000 each year. And for every £4 you save, the Government will […]


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