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Incapital Europe – Capital Accumulator Auto Call Plan – Dual Index Series XII

Incapital Europe – Capital Accumulator Auto Call Plan – Dual Index Series XII

Type: Capital-protected bond

Aim: Growth linked to the performance of the FTSE 100 and S&P 500 indices

Minimum-maximum investment: £10,000- no maximum, £5,000-no maximum for Isa transfers, Isa £10,200

Term: Six years

Return: 11.25% growth plus the return of capital at the end of year one provided both indices are at or above their initial values, 16.875% plus capital at the end of one and a half years, 22,5% plus capital at the end of year two, 28.125% plus capital at the end of two and a half years, 33.75% plus capital at the end of year three, 39.375% plus capital at the end of three and a half years, 45% plus capital at the end of year four, 50.625% plus capital at the end of four and a half years, 56.25% plus capital at the end of year five, 61.875% plus capital at the end of five and a half years, 67.5% plus capital at the end of year six

Protection: Original capital returned in full at the end of the term provided either or both indices do not fall by more than 50% without returning to at least their initial values

Closing date: January 31, 2011

Commission: Initial 2.75%

Tel: 020 7605 4000

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