In Focus — May 2015: private medical insurance market in Germany
Welcome to the latest edition of In Focus. In this issue, Jelf examines the private medical insurance market for employers with expatriate workforces in Germany. This includes the common challenges faced in sourcing appropriate coverage, along with a selection of available solutions. This will be of particular interest to HR/reward decision makers with employees based in Germany. It will assess the cultural norms, risks and backdrop that are relevant to organisations with expatriate staff in this location.
Deutsche Bank has been fined $55m (£36m) for filing misstated financial reports during the financial crisis. The US Securities and Exchange Commission found the bank overvalued a portfolio of derivatives and failed to take into account a material risk for potential losses worth billions of dollars. It says Deutsche Bank overvalued a portfolio consisting of […]
Pension providers are warning small self-administered pension schemes are being used in ways that are not in the best interests of clients. In 2014 HMRC was given new powers to tackle pension plans being registered and used for early access to funds, known as pension liberation schemes. As part of the changes, made to the […]
Prime Minister David Cameron has met with European Commission president Jean-Claude Juncker ahead of a round of talks to renegotiate Britain’s membership of the European Union. The BBC reports that at a meeting at the Prime Minister’s Chequers residence, Cameron told the EC president the UK has concerns about its relationship with the EU. A […]
Technology firm IRESS has struck a deal with the Julian Harris Network that will see its XPLAN Mortgage platform rolled out to all 132 of the network’s advisers. According to IRESS, the software does not require a would-be borrower to provide credit files up front, and it will enable pre-qualification for a mortgage offer early […]
Instead of looking for innovations, we should seek to create new meanings for new audiences, based on used ideas My last article for Money Marketing appeared to accuse advisers of stifling innovation and, as you can imagine, comments were made. In my defence, I was doing so less by way of criticism and more by […]
I have never been a great fan of daytime television, despite the worst possible occurrences of man flu over the years, but the recent news coverage on the employment status of veteran presenter Lorraine Kelly got me thinking. In particular, about just how long the “self-employed” status will remain a robust and safe position to […]