In Focus — May 2015: private medical insurance market in Germany
Welcome to the latest edition of In Focus. In this issue, Jelf examines the private medical insurance market for employers with expatriate workforces in Germany. This includes the common challenges faced in sourcing appropriate coverage, along with a selection of available solutions. This will be of particular interest to HR/reward decision makers with employees based in Germany. It will assess the cultural norms, risks and backdrop that are relevant to organisations with expatriate staff in this location.
Deutsche Bank has been fined $55m (£36m) for filing misstated financial reports during the financial crisis. The US Securities and Exchange Commission found the bank overvalued a portfolio of derivatives and failed to take into account a material risk for potential losses worth billions of dollars. It says Deutsche Bank overvalued a portfolio consisting of […]
Pension providers are warning small self-administered pension schemes are being used in ways that are not in the best interests of clients. In 2014 HMRC was given new powers to tackle pension plans being registered and used for early access to funds, known as pension liberation schemes. As part of the changes, made to the […]
Prime Minister David Cameron has met with European Commission president Jean-Claude Juncker ahead of a round of talks to renegotiate Britain’s membership of the European Union. The BBC reports that at a meeting at the Prime Minister’s Chequers residence, Cameron told the EC president the UK has concerns about its relationship with the EU. A […]
The heralding of a new year is often positioned as an opportunity to make commitments for the next 12 months. People have the best of intentions as they declare they will exercise more, have a better diet or be kinder. Inevitably, as tumultuous events begin to unfold, however, these promises often fall by the wayside. […]
Beaufort Financial’s Nottingham director Gurmit Nahal on why she outsources investment management and how it enables her to focus on holistic financial planning and strategic oversight of portfolios Do you take care of your investment management in-house, outsource it to a third party or combine both approaches? Why do you do it that way?We outsource […]
Ahead of her appearance at Money Marketing’s flagship conference, Money Marketing Interactive this April, CISI award winner Rebecca Aldridge looks at making numbers more exciting and getting advisers and fund managers on the same page What one word or phrase do you think sums up the state of the financial planning profession today? Over-doing disclosure. Well-intentioned […]