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Immediate AIPs for brokers from Virgin One

Virgin One says it can now give intermediaries selling its current account mortgage account an immediate agreement in principle using its internet technology.

Marketing manager Scott Mowbray says: “Immediate AIPs are part of the Virgin One promise to deliver the same excellent service to intermediaries that we offer direct to customers. Chasing AIPs from lenders is a big frustration for brokers and wastes their time. Our service will allow them to do more advising and get more business.”


Julian Gibbs

Very often, last year&#39s worst performing sectors become this year&#39s winners. The worst performer in 2001 was technology, with the average unit trust being down by 47 per cent at the beginning of December. European technology shares were particularly badly hit.While technology shares will continue to remain volatile, there are now some bargains which the […]

Opas wants simpler streamlined pensions

Pensions must be simplified to restore public confidence in saving for retirement, says pension advisory service Opas.Opas says there is a formidable number of pension options available and urges that the Government&#39s simplification review headed by Alan Pickering should lead to a substantial reduction in the range and type of schemes.It also wants the rules […]

Aon in final-salary warning

More companies are set to ditch final-salary schemes because of changes to the pension accounting regulations, warns leading actuary and pension consultant Aon Consulting.It claims the new reporting standard FRS17 will make pension costs in company accounts more volatile, so final-salary schemes will be less attractive.The new standard specifies how companies must report the cost […]

Newton chooses freedom

Newton has unveiled the Newton UK opportunities fund, an Oeic that aims for growth by investing in a portfolio of between 40 and 50 UK stocks.The fund manager, John Wood, has the freedom to invest in companies of any size across any industrial sector as he is not bound by a benchmark index. Instead, the […]


Guide: what you need to consider for your auto-enrolment project

In this guide, Johnson Fleming reveals what items you need to understand to gauge the impact of auto-enrolment on your business. The guide focuses on: the impact that your auto-enrolment scheme will have on you; assessing your workforce; understanding your staging date; reviewing your current provision; and modelling contribution levels and costs.


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