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IMA rebuffs ABI on provider choice

The IMA has rejected ABI proposals to give employers the flexibility to choose between providers to handle their employees’ savings in its response to the Pensions White Paper. It proposes a fully “diversified default fund” overseen by the NPSS board for employees who do not want to make investment decisions.

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New college brigade have lot to learn

I have just returned from holiday and was interested to read the comments of Julian Stevens, Searching in vain for a true professional. I can relate to the proposition that Julian finds himself in. Having considered the position and approached the way he did, I may have also tried the opposite approach – find the […]

Long and the short of it

Uncertainty over interest rates is causing volatility in the market but future prospects look promising

Network wants to widen LTC exam

Long-term-care specialist network Symponia says the FSA is guilty of a huge oversight by not making the remit of the CF8 qualification wide enough. Managing director Jeremy Davies says the qualification, which comes into force from next month, only takes account of immediate care plans but should be broadened to include issues such as inheritance […]

Icob confusion over pension term sales

Direct Life & Pensions sales and marketing director Richard Verdin says Icob advisers selling pension term assurance are creating confusion among consumers because they are not regulated to advise on the suitability of the product. Verdin says Icob advisers are not regulated to give advice on pensions and as PTA is classed as a pension […]

Inheritance tax and estate planning – exemptions and reliefs

By Kim Jarvis, technical manager with Canada Life’s ican Technical Services Team In this article we look at the main exemptions and reliefs that are available on death. Within the article, spouse also means civil partner.   Nil-rate band Under current rules, any part of the estate that falls within the available nil-rate band (NRB), […]

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