View more on these topics

IMA attacks Nat Savings bond claims

The Investment Management Association believes National Savings & Investments is misleading customers in marketing its guaranteed equity bonds.

In its response to a European Commission investigation, it disputes NS&I claims that “thousands of investors are playing the stockmarket without risking a penny”. It compared the first three issues of NS&I GEBs with three leading UK index-tracking funds. The GEBs lagged the trackers by 2.9 to 3.7 per cent a year and 15 to 20 per cent over five years.

IMA chief executive Richard Saunders says: “These products have been widely promoted as a risk-free way of getting a stockmarket-related return. They offer the first but not the second. They appear to be a complicated and opaque way of delivering the same returns over time as a good deposit account.”


Wave of criticism for climate fund

Advisers have slammed Virgin Money’s new climate change fund, claiming it has an excessive charging structure and can easily invest in companies that damage the environment.Hargreaves Lansdown head of SRI Alex Davies says that the biggest problem is the 20 per cent performance fee for beating the Bank of England base rate, which he sees […]

Precipice alert over new plans

Product providers and advisers have urged caution over a new generation of precipice bonds, warning that investors must fully understand that capital is at risk to ensure the disasters of the past are not repeated.A spate of new launches offer higher headline rate returns in the market but are not 100 per cent capital-protected.Blue Sky […]

Tipping points

It is going to be a difficult year, with possible recessions in the UK and US. House prices are expected to fall by 5 to per cent in the UK and more in the US, so I think it is better to avoid these stockmarkets.

China tech and Global Alpha: a new great leap forward

By Robin Geffen, Fund Manager and CEO

Internet giant Alibaba is exactly the type of entrepreneurial company that the high-conviction, top-performing Neptune Global Alpha Fund seeks to invest in. Established just 14 years ago in an apartment in Hangzhou, today Alibaba is larger than Amazon and eBay put together and is challenging some of the most powerful internet companies in the world…

Read more 

Important information

Investment risks

The value of an investment and any income from it can fall as well as rise and you may not get back the amount originally invested. Forecasts and past performance are not a guide to future performance. Some information and statistical data herein has been obtained from sources we believe to be reliable but in no way are warranted by us as to their accuracy or completeness. These are Neptune’s views and as such this document is deemed to be impartial research. We do not undertake to advise you of any change to our views.


News and expert analysis straight to your inbox

Sign up


    Leave a comment


    Why register with Money Marketing ?

    Providing trusted insight for professional advisers.  Since 1985 Money Marketing has helped promote and analyse the financial adviser community in the UK and continues to be the trusted industry brand for independent insight and advice.

    News & analysis delivered directly to your inbox
    Register today to receive our range of news alerts including daily and weekly briefings

    Money Marketing Events
    Be the first to hear about our industry leading conferences, awards, roundtables and more.

    Research and insight
    Take part in and see the results of Money Marketing's flagship investigations into industry trends.

    Have your say
    Only registered users can post comments. As the voice of the adviser community, our content generates robust debate. Sign up today and make your voice heard.

    Register now

    Having problems?

    Contact us on +44 (0)20 7292 3712

    Lines are open Monday to Friday 9:00am -5.00pm