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IFAs say incentives compromise status

IFAs have hit out at product providers and intermediaries involved in discussions about inducement payments, saying they do not want to compromise their independence.

The Arden Court Group managing director Nat Parmar says IFAs should not use inducements as a way to get business as this would be against the ethos of an IFA and compromise independence.

Parmar says: “Advisers should not use inducements as a way to get business but I am sure this is going on otherwise the FSA would not be picking up on it.”

Sesame commercial director Martin Davis says: “We adhere to the rules strictly and have guidelines in place. I am confident we comply with the indirect benefit rules but I cannot say the same for everyone in the industry.”


Webline quits Unipass over Origo charges

Fast-growing portal Webline is pulling out of Origo&#39s Unipass digital certificate system because it says it is too expensive. Webline says it is not prepared to pay the five-figure fee that Origo is demanding, saying it is not worthwhile because the service has only been taken up by 0.1 per cent of its users. Assureweb […]

Kevin Duffy on MORTGAGES

Here is the charge sheet. First, the rampant house price inflation afflicting the UK. Sections of the press are intent on talking the market into a crash. Yes, in places, prices are up by 20 per cent on last year but what too few reporters outline is that the pace of month-on-month inflation has slowed […]

Charcol offers two-year tracker

Charcol is offering a two-year base rate tracker at 0.51 per cent below the Bank of England base rate. With a current pay rate of 3.99 per cent, the product is available up to 90 per cent loan to value and reverts to the base rate plus 1.25 per cent for the remaining term, with […]

Birth of a notion

This week I am returning to the subject of funding for the ever increasing costs of higher education. With one of my boys having completed a four-year university course, another having completed a three-year course (with the prospect of more “expenditure time” for me as he moves on to art school) and the third about […]

Choose life…

Sarah Scott  – Marketing Consultant, Royal London  This month sees the return of Renton, Sickboy, Begbie and Spud in the sequel to the film Trainspotting. Just over 20 years later, we return to see exactly how life treated the characters whose lifestyle was less than ideal back in 1996. Did they choose a job, choose […]


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