IFAs are firmly opposed to life offices using genetic test results when considering life policy applications.
They have spoken out following the Government's favourable response to the proposals made in the Human Genetics Advisory Commission's report on genetic testing last week.
Medimoneycare consultant Iain Flemming says: "Applicants are already subjected to fairly extensive medical examinations which supply us with sufficient evidence on which to base our decisions. I would be concerned about the procedures of genetic testing and who had access to the results."
Pearson Jones director Nick Conyers says: "There might be advantages in reducing premiums but life offices are going to leave too many people in our society uninsured and reliant on state benefits which is totally unacceptable."