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IFA Promotion offers consumers a free guide to equity release

IFA Promotion is offering consumers a free guide to equity release and urging people to seek independent financial advice before cashing in on their homes.

The guide aims to help consumers decide whether cashing in on a home&#39s value is right for them and addresses issues such as how equity release plans work, the different schemes available, the alternatives and benefits and where to go for advice.

The guide “Equity release – unlocking money from your home” aims to demystify equity release plans by looking at the potential benefits and pitfalls of such schemes.

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Record Q1 business at Skandia

Skandia UK Group achieved record new business growth in the first quarter of 2004. Sales were up by 75 per cent over the same period of 2003 and assets under management reached a record £17.2bn. Unit-linked bond sales rose by 392 per cent over 2003 levels on the back of favourable equity markets and an […]

TUC urges jobseekers to prioritise pensions

The TUC is launching a campaign to urge job seekers to look at the detail of an employer&#39s pension offer when deciding whether to accept a job. The TUC says that too many job seekers, particularly young people, fail to understand how much a good pension scheme contributes to the pay and conditions of a […]

Opra Publishes New Guidance for Whistleblowers

Opra has published a new guidance for voluntary whistleblowers on reporting to the regulator, following consultation with the industry.Opra note 6 – the power to report problems to Opra – is intended to help non-statutory reporters decide whether or not to report a breach of law and identify risks to scheme assets and members&#39 benefits. […]

Talkback

“I do not think structured products will be a widespread problem. I think these products have been sold intensively in small areas but will not be a big concern for the industry.”Graham Laverick, WR Financial Management “If you look at their history, structured products to date have not made their target projections. So, yes, I […]

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