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IFA of the Year – Sponsored by Norwich Union

Winner: Chase de Vere

Second: Alexander Forbes

Third: Hargreaves Lansdown

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Smokers missing out on annuities

Fewer than 10 per cent of smokers who would qualify for a special rate annuity are actually taking them out, according to The Annuity Bureau.It says in 2001 only 3,500 to 4,000 smokers bought smokers’ enhanced annuities from a potential 40,000 individuals who would qualify. Smokers can receive uplifts of more than 16 per cent […]

Outside edge – David Ferguson

I guess when the dust has settled on CP121, we will all remember the last few weeks for some time to come.Although the initial hysteria that greeted the publication has started to make way for reasoned debate, opinion remains fairly polarised on the likely long-term outcome.In these situations, there will always be those who see […]

Rebels to fight means-test bill

The Liberal Democrats are predicting a backbench rebellion against the Government over its State Pensions Credit Bill because it introduces universal means testing.Lib Dem pensions spokesman Steve Webb says there are a number of Labour MPs who are questioning extending means-testing, as the pension credit proposes to do, and will be likely vote against the […]

ScotMut cuts with-profits bonuses

Scottish Mutual is slashing its with-profits bonuses by up to 18 per cent for pension and life policies.The annual bonus rate on unitised with-profits pensions fell by 1 per cent last year to 4.5 per cent and on life policies, it fell to 4 per cent from 4.75 per cent in 2001.ScotMut says continuing poor […]

China’s economic bounce may already be over

By Mike Riddell (17 May 2016) Most people would explain the rally in global risky assets since mid-February as being primarily down to the spectacular volte-face from the Federal Reserve, where Janet Yellen (and others) dramatically toned down their narrative that the Fed would be hiking rates as many as four times in 2016. This explanation […]

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