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IF to pass on full mortgage rate cut on December 5

Intelligent Finance is passing on the full 0.5 per cent Bank of England base rate cut to its mortgage customers.

IF&#39s initial discounted mortgage rate will be reduced to 3.35 per cent from 3.85 per cent from December 5. Its standard variable rate will reduce from 5.35 per cent to 4.85 per cent.

IF chief executive Jim Spowart says: “This is another shot in the arm for consumers. If other lenders follow suit and pass on the full benefits of this latest cut, consumers will get a substantial boost.”

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