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IF links with Charcol

Intelligent Finance has linked with Charcol to offer its personal banking products. IF sales director Ian Jeffery says: &#34This link gives us a connection to a national chain of mortgage brokers who we believe will achieve strong volumes of business.&#34

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Caps that do not fit and letters that must be writ

No one is ever going to get rich quick while working as an IFA. This is certainly true of those looking to deal with stakeholder pensions, within whose 1 per cent cap thousands of IFAs have quietly believed the price of their advice would not fit.So what a relief when Misys gave its public backing […]

The future is about flexibility

Borrowers are becoming more educated and choosy when it comes to mortgages – but they still rely on IFAs to close the deal.The internet has made it easier for borrowers to research different types of mortgages and they are now looking for products that cater for specific needs. But they are still turning to IFAs […]

Standard Life bond is pulling in £4m a day

Standard Life says its with-profits bond has taken £100m in new business since its launch in August.The company says this averages £10m a week. Sales have reached around £4m a day, it says. The bond is aimed at achieving sustained growth capital or producing an income.The life office says it sees the key attraction of […]

A&L to cut 1500 staff

Alliance & Leicester has announced it is to cull up to 1500 of its employees over the next three years in a cost cutting exercise. A&L say it is looking to slash annual costs by £100m within three years through natural staff turnover and redeployment. The bank&#39s shares have halved in value during the past […]

Guarantees in the retirement income market

Lorna Blyth, Royal London  Do guarantees benefit customers and, if so, when? To answer this conundrum we commissioned Millimans, a global actuarial consulting firm, to conduct an independent review of the UK retirement income market and whether guarantees really do offer customers better value for money. The brief The study was one of the most comprehensive undertaken […]

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