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Ice work if you can get it

Fund manager M&G is offering IFAs the chance to go coasting across Iceland&#39s snowfilled landscape as part of its sponsorship of the North Pole Expedition 2002.

The M&G Polar Team set off on March 12 in its attempt to become the first all-woman team to reach the North Pole on foot. If successful, they will also be the first women to visit both poles, having conquered the South Pole in 2000.

The team must haul sledges twice their own body weight, tackle constantly moving pack ice and climb ice ridges up to 30ft high. They could also come up against polar bears.

Luckily, the winners will not encounter quite the same level of danger. IFAs can win one of two holidays worth £3,000 for two, including return flights to Iceland, three nights&#39 accommodation, a snowmobile safari and a trip to the famous Blue Lagoon.

•Competition, p14-15


AIG Life adds and subtracts

The third issue of AIG Life&#39s protected growth bond is a guaranteed equity bond that is linked to the FTSE 100 index for six years.Investors who can meet the minimum investment of £10,000 will get their original capital, plus a minimum return of 23 per cent, whatever happens to the index. The return is capped […]

Standard says S2P is &#39great Government giveaway&#39

Standard Life is calling the new state second pension the Great Government Giveaway, saying its terms are so generous it is a bonanza for “doctors&#39 wives”.The loophole enabling professionals to claim a pension for their spouse was available under Serps but benefits would only amount to a few hundred pounds. S2P bumps up those benefits […]

Value Judgements

In the past few weeks, I have been considering the income tax and National Insurance implications when a company effects a life insurance policy on the life of an employee or director and later decides to assign that policy to the employee or director.We had occasion recently to seek the guidance of the Inland Revenue […]

Equity-release loan offers guarantees

Legal & General Bank is offering an equity-release mortgage for people aged over 60 with guarantees to safeguard them against negative equity, eviction and repossession.It is designed to ensure that a borrower can live in their property for the rest of their life or until they permanently leave home, for example, to go into care.To […]

Embrace simplicity!

By Fiona Holmes, proposition communications manager When I first took out critical illness cover, I was overwhelmed. It wasn’t just the form filling, it was finding out about the sheer number of illnesses I was covered for. Did it give me peace of mind that I was covered for neuromyelitis optica or systematic lupus erythematosus? […]


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