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Ian McKenna: Gadget of the fortnight


One of the great weaknesses of smartphones is that battery performance is deteriorating, primarily because more apps are including geolocation facilities, constantly feeding data back to the app providers.

There are two simple ways to extend battery life. The first is to be more circumspect about which apps you allow to access your data. But unless you let an app use such facilities you may never know what it can do.

Alternatively, you can carry an additional battery supply. A couple of weeks ago I bought an Anker Astro mini. Only slightly larger than a cigarette lighter it is a great way to regularly top up your battery so you can be sure of having power all day.


Steven Woolfe, Ukip economic spokesman

Ukip pledges to try harder to block EU laws that hit UK

Ukip’s financial services spokesman Steven Woolfe has pledged the party will do more to engage in European policy making but will try to block laws that negatively impact the UK. The party has been criticised for its poor voting record in the European Parliament and did not apply to lead on any piece of legislation […]


Danby Bloch: What risk capacity means in practice

Every adviser needs to assess clients’ capacity to take on investment risk. The FCA defines this as a “customer’s ability to absorb falls in the value of their investments”. In broad terms this means advisers have to take into account losses that would have a “materially detrimental effect on [a client’s] standard of living”. That […]


Nic Cicutti: Why can’t advice be charged on a case-by-case basis?

One of the supposed benefits of the pensions revolution, announced by Chancellor George Osborne in March, was the freedom to access some or all of your retirement funds at age 55, subject to income tax on the amount cashed in. Money Marketing revealed last week experts’ concerns that savers with legacy pension plans could be […]


Revealed: The new Budget pensions recycling loophole

Pensions experts have raised concerns that draft pension tax rules published today risk creating a fresh pension recycling loophole. Last month, the Government introduced rules to allow annuity payments to decrease, freeing up providers to develop more flexible retirement income products in the wake of the Budget. The Treasury also confirmed it will introduce a […]

Retirement fund - thumbnail

What price (more) freedoms?

George Osborne will make his last Budget speech of the current parliamentary term this week, and the early media briefings suggest that pensions will again feature heavily in that statement. So what are we able to learn from the weekend’s coverage?


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