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CMC cuts &#39severe&#39 penalties on loans

Sub-prime lender City Mortgage Corporation has bowed to pressure from the Office of Fair Trading to scrap high interest rates and massive early redemption penalties on its loans. The company has been under the spotlight for months for enforcing hefty contract terms on its borrowers. Interest rates were nearly doubled when customers fell into arrears. […]

Correspondent&#39s Week

Wednesday lunchtime, the Chop House by Tower Bridge. This is when Correspondent&#39s Week technically starts for me because it is when a remark by Polhill PR Terry Hepplewhite triggers a memory that had been mercifully erased from my mind earlier. This was the week when I had agreed, in some distant carefree past of about […]

Fund managers dip toes back into the equity pool

A month ago, fund managers were being heavily criticised for their defensive positions in holding high cash levels and missing out on the huge gains enjoyed by UK and US equities. Managed funds have generally underperformed tracker funds and the major indices over the last year. Analysts have pondered how long some funds could continue […]

Standard lifts new business by 30%

Standard Life has boosted new life and pension business by almost 30 per cent in the last year. On an equivalent premium income basis, new business was up to £459.1m in the year ending October 15 from £353.7m last year. New annual-premium income increased by 44 per cent to £272.4m from £189.1m and new single-premium […]

US equity income: the standout market

By James Hackman, head of US Equities at Neptune With a growing dividend market, very low payout ratios and high dividend cover, the US is one of the standout equity income markets globally. It is also one of the most unloved. James Hackman, manager of the top-performing Neptune US Income Fund, highlights six key facts […]

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