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HSBC – Fee-Free Lifetime Tracker Special 60% LTV  – Direct

HSBC – Fee-Free Lifetime Tracker Special 60% LTV  – Direct

Type: Tracker mortgage

Tracker term: Life of loan

Tracker rate: 1.89% above the Bank of England base rate

Payable rate: 2.39%

Minimum loan: No minimum

Maximum loan: Up to 60% of valuation subject to a maximum of £500,000

Income multiples: Based on affordability

Conditions: One free valuation, free legal fees for remortgages

Arrangement fee: None

Redemption fee: None

Introducer’s fee: None




IMA: Irresponsible scaremongering on fund fees, yet again

I groaned inwardly over breakfast this Sunday when I read the front page headline in the normally excellent Observer. Yet another story about how fund managers are taking huge fees which are destroying the value of our long term savings. Yet more irresponsible scaremongering by the story’s promoters. Some of the assertions in this particular […]


Martin Bamford: Simplicity is the key in 2012

It is that time of the year when making resolutions for the year ahead seems to be the natural thing to do. Despite the propensity for resolutions to fall by the wayside within a matter of weeks, there is something cathartic about committing to paper a short list of things you want to change. I […]


FSA freezes £850k paid to landbanking firms

The FSA has secured interim injunctions from the High Court and frozen approximately £850,000 of customer investments into unauthorised landbanking firms. The firms against which the orders have been made include St Clair Estates, OFG Investments, Option Land UK, and GIG Properties. The orders prevent the companies from selling plots of land pending further investigation […]

US growth revised down again

The US Bureau of Economic Analysis has yet again revised down US GDP growth for the third quarter of the year. Real GDP was estimated to have increased at 1.8 per cent during the third quarter, down from the previous estimate of 2 per cent and lower than the first estimate of 2.5 per cent. […]


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