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HSBC Asset Management – HSBC Ladder Plan

Type: Capital-protected bond

Aim: Growth linked to the performance of the FTSE 100 index

Minimum-maximum investment: Lump sum £3,000-no maximum,
Isa £7,000

Term: Five years

Guarantee: Original capital returned in full along with 6% growth at
end of term regardless of performance of index

Return: Between 6% and 300% growth at end of term

Closing date: January 9, 2004, Pep and Isa transfers December 10,
2003

Commission: Initial 3%

Tel: 0800 181890

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