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HSA tailors super modules for PMI

HSA is offering a private medical insurance package which allows firms to choose from a range of modules to create their own flexible, tailor-made cover for company and employee needs.

The personal medical plans are a set of simple and adaptable modules that can be mixed and matched to fit in with an individual&#39s lifestyle and healthcare requirements.

They concentrate on getting employees back to work as soon as possible by ensuring that unlimited consultations and diagnostic testing forms a foundation plan from which employers can build their medical plan.

The plans have no excess, immediate cover and no age, occupation or gender penalties. An employer can buy the core product and staff can then choose further modules.

Personal medical plans head of sales Julian Evans says the plans are a customer offer that fits the user, not just the provider.

He says: “This gives buyers a real choice and sets HSA apart from the conventional and often poor-value offerings that competitors provide.”


IFAs say property price levels are unsustainable

Over half of IFAs believe the present levels of house prices are not sustainable, according to the One Account/Money Marketing State of the IFA Nation poll. Fifty-four per cent say current prices are unsustainable while 45 per cent believe they are sustainable. But 59 per cent of IFAs believe remortgaging and home-reversion plans will remain […]

Premier Fund Managers- Premier Diva Growth Plan: Limited Editions 19

Type: Capital-protected fund of hedge funds Aim: Growth linked to the performance of the Barclays Global Investors Diversified Alpha Fund 1 Minimum investment: £25,000 Investment split: 100% linked to the performance of the Barclays Global InvestorsDiversified Alpha Fund 1 Term: Five years Return: Up to 70% growth in the Barclays Global Investors Diversified Alpha Fund […]

&#39Government torpedoeing Isa flagship&#39

The Government has turned investors off saving by cutting the Isa allowance and abolishing tax credits on the account dividends, says Isis Asset Management. Its research reveals that 30 per cent of savers now feel less inclined to invest in Isas as a result of the plans to abolish tax credits on dividends and reduce […]

The test of time

Time spent with clients generates revenue and secures long-term relationships, both of which add capital value to a business. This is pure commercial common sense. The impact of regulation and the general inefficiency of the industry have forced many advisers to spend the majority of their time on non-income-generating tasks. It has reached the stage […]


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