HSA is offering a private medical insurance package which allows firms to choose from a range of modules to create their own flexible, tailor-made cover for company and employee needs.
The personal medical plans are a set of simple and adaptable modules that can be mixed and matched to fit in with an individual's lifestyle and healthcare requirements.
They concentrate on getting employees back to work as soon as possible by ensuring that unlimited consultations and diagnostic testing forms a foundation plan from which employers can build their medical plan.
The plans have no excess, immediate cover and no age, occupation or gender penalties. An employer can buy the core product and staff can then choose further modules.
Personal medical plans head of sales Julian Evans says the plans are a customer offer that fits the user, not just the provider.
He says: “This gives buyers a real choice and sets HSA apart from the conventional and often poor-value offerings that competitors provide.”