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Howard is new chairman of FSCP

John Howard is to take over as chairman of the Financial Services Consumer Panel in October, replacing Ann Foster.
Howard is a journalist and broadcaster with experience including presenting Radio 4s You and Yours programme. He is also a qualified solicitor.
Howard has been a member of the panel for four years and was a member of the Mortgage Code Compliance Board until its activities were taken over by the FSA in November 2004.
FSA chairman Callum McCarthy says: “I would like to thank Ann for her dedicated and constructive leadership as chair of the Consumer Panel since November 2003.
I am delighted that John Howard, a long-standing Panel member, is taking over as Chairman. He and the other members will continue to ensure that the Panel acts as a strong, independent consumer voice to the FSA.”


Lenders start to cut rates

Mortgage rates have been cut by two major high street lenders following the 0.25 per cent fall in bank base rate. Alliance & Leicester and Nationwide are cutting rates on a selection of mortgages. A&L is reducing its standard variable mortgage rate by 0.25 per cent to 6.59 per cent, equivalent to a 7 per […]

Soft targets

A report by the Council of Mortgage Lenders has sent a worrying shudder through those who have invested heavily in property rather than saving in more traditional vehicles such as pensions

Framlington set for fund merger

Framlington is to merge its 18m New Leaders and 30m managed portfolio funds into its 49m managed growth fund under chief investment officer Jeremy Lodwick. The New Leaders fund was launched five years ago to invest in the new world economy by investing in seven business sectors – healthcare, leisure, financial services, internet, technology, media […]

Not such smooth operators

Dianne Hayter’s Viewpoint seems to be entirely from her own perspective. My observations of her supposed successes measure in percentage influence rather than actual achievements. Perhaps she should return to her medically-based heritage because if she really thinks that “mystery shopping” and “the removal of the smoothed investment product” from a range of products the […]


DB transfer shouldn’t be all-or-nothing

By Steve Webb, director of policy In my recent discussions with advisers, a hot topic has been the growing number of people interested in transferring their defined benefit pension rights into a defined contribution pension scheme. With many pension schemes offering eye-watering transfer values, this is likely to be an area of increasing interest. Yet […]


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