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Housebuyer fears for the future

More than half the UK population believe they won&#39t be able to afford their own home in twenty years, according to the National Housing Federation.

The federation&#39s MORI poll of 2000 individuals showed only 44 per cent thought the next generation would be able to afford their current home.

The news comes after the 0.25 per cent interest rate rise last week and consequence for lenders Halifax, Nationwide and others of raising their standard variable rate.

Following the rise in annual rate of house price inflation to 13.8 per cent in December from 10.7 per cent in November 1999 the NHF is launching a campaign for affordable housing.


CML calls for reform

The Council of Mortgage Lenders is warning the Government not to take a “piecemeal” approach to mortgage regulation.Its recommending the FSA should take charge of all mortgage regulation and that the government should also decide what information disclosure would be best for consumers.The trade body is also urging the Government to consult widely on what […]

Portman expels hundreds of carpetbaggers

Portman is expelling 450 members in the latest move against carpetbaggers.Members who voted in favour of calling for demutulisation last November have been given a month&#39s notice of the termination of their membership. The move follows the expulsion of carpetbagger ringleader Richard Yendall in December.Portman says it will allow the expelled members back in if […]

BoS new bid plans

Bank of Scotland is set to reveal three joint ventures in a bid to boost its takeover bid for National Westminster Bank.The bank is not being drawn on the detail but have indicated the three ventures will be on a significant level.The news has increased pressure on rival&#39s in the takeover battle, Royal Bank of […]

Carpetbagger beater

Norwich & Peterborough Building Society is joining fellow carpetbagging targets by asking new members to hand over any windfall payments to charity.The move follows that of other building societies in recent weeks, including Nationwide.Experts predict Skipton Building Society is to enforce the pro-conversion deterrent in the next few weeks.N&P chief executive Matthew Bullock says the […]

What are the key changes to transform pensions?

By Fiona Tait, pensions specialist In her final article for Royal London, Fiona Tait reviews key changes she believes have transformed, or will transform, pensions. In my 12 years with Royal London I have been paid to review, study and explain the numerous changes to pension legislation which have transformed our industry in that time. This is […]


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