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Homeowners Friendly Society – Better Start Child Savings Plan

Monday, 28 April 2003

Type: Unit linked bond

Aim: Growth by investing in choice of three funds

Minimum investment: Monthly £10, annually £110

Fund links: Choice of State Street Global Advisers UK equity index, State Street Global Advisers FTSE4Good, better start deposit

Allocation rates: 100%

Charges: Annual 1%

Switches: Three free switches a year, thereafter subject to negotiation

Commission: None

Tel: 0500 848261

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