Mortgage network, HomeLoan Partnership, has added Cheshire Building Society to its lender panel. HLP says by joining forces with one of the strongest regional players in the UK it is allowing its intermediaries to offer the full range of Cheshire's mortgage products to clients. A maximum procuration fee of 3 per cent has been brokered between HLP and Cheshire, with the minimum payment to intermediaries set at £200.
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Depolarisation is Government's reward to banks
The proposed scrapping of the present system of polarisation is the worst example of abuse of power by Government and big business that I have witnessed in 40 years in this industry. It will not benefit consumers in any material way and will lead inevitably to further confusion as the distinction between independent and tied […]
Mutually beneficial
Scottish Mutual has introduced a unit-linked bond with access to 38 funds, including a with-profits fund and 23 external funds.The flexible investment bond allows investors to choose up to 10 funds initially, which they can add to once the bond is taken out. The funds cover a range of regions and sectors and include Scottish […]
Genesis offer discount on Sapphire
Genesis Home Loans self-cert SVRType: Self-cert SVRFixed rate: 6.49 per centDiscount: 1.25 per centDiscounted term: One yearMaximum loan: 80 per cent to £250,000, 65 per cent to £400,000Income multiples: 3.75 times principal income or 3.25 jointConditions: NoneRates: SVR plus two per cent for life Redemption fees: £95 plus five per cent in year one, four […]
Aegon paper on uniform renewal system
Dutch giant Aegon has put forward a paper looking at the options for moving IFAs to a uniform renewal commission system. The paper was presented at a Sofa conference in December to other life offices and IFAs. The group is believed to have included Prudential, Axa Sun Life and Legal & General among others.
India: Buffett, Burgers and the Hallelujah Chorus
Kunal Desai, Head of Indian Equities While summing up India’s performance through April, one of Warren Buffett’s adages springs to mind. “When hamburgers go down in price, we sing the ‘Hallelujah Chorus’ in the Buffett household. When hamburgers go up in price, we weep. For most people, it’s the same with everything in life they […]
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