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Hinckley & Rugby Building Society – Two Year Fixed Rate Mortgage

Type: Fixed-rate mortgage

Fixed term: UntilJanuary 31, 2014 

Fixed rate: 2.59%

Minimum loan: £25,000

Maximum loan: Up to 75% of valuation subject to a maximum of £300,000

Income multiples: Up to 3.25 times principal income plus second or 2.75 times joint income

Conditions: Capital repayments of up to 10% a year allowed without penalty in the fixed-rate period, available for properties in England and Wales, available direct and through intermediaries, free valuation for properties valued up to £1m

Arrangement fee: £295 plus £695 completion fee

Redemption fee: 3% of the amount repaid in year one, 2%  of the amount repaid in year two, £150 administration fee, free standard legal fees for remortgages

Introducer’s fee: 0.3% of the original loan subject to a £225 minimum and £750 maximum

Tel: 0800 434 6343

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