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Hinckley & Rugby Building Society – Fee Free 1.9% Discount Offset

Hinckley & Rugby Building Society – Fee Free 1.9% Discount Offset

Type: Discounted-rate offset mortgage

Discounted term: Life of the loan

Discount: 1.9%

Payable rate: 3.74%

Minimum loan: £25,000

Maximum loan: Up to 75% of valuation subject to a maximum of £300,000

Income multiples: Based on affordability

Flexible features: Overpayments, underpayments, payment holidays, interest calculated daily, offset facility

Conditions: Free valuation for properties valued up to £1m, free legal fees for remortgages, available direct and through intermediaries, available for properties in England and Wales

Arrangement fee: None

Redemption fee: None

Introducer’s fee: 0.3% of the original loan subject to a £225 minimum and £750 maximum




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