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Heritable Bank – Buy To Let Two Year Fixed With Extended Lock In

Heritable Bank

Buy To Let Two Year Fixed With Extended Lock In

Type: Fixed rate mortgage

Fixed term: Until November 1, 2008

Fixed rate: 4.74%

Minimum loan: £25,001

Maximum loan: Up to 80% op valuation subject to a maximum of £350,000, up to 75% of valuation subject to a maximum of £400,000, up to 70% of valuation subject to a maximum of £500,000

Income multiples: Rental income must be at least 100-125% of mortgage repayments depending on affordability and loan amount

Arrangement fee: 0.5% of loan but 1% where rental income is less than 125% of mortgage repayments, £399 completion fee

Redemption fee: 5% of mortgage balance in first two years, 4% in year three, 3% in year four, 2% in year five

Introducer’s fee: 0.5% of original loan

Tel: 07795 601486

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