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Henderson Global Investors – Horizon Pan European Technology Fund

Thursday, January 3, 2002.

Type: Sicav.

Aim: Growth by investing in European technology companies.

Minimum investment: $2,500.

Place of registration: Luxemburg.

Investment split: 100 per cent in European technology


Isa link: No.

Charges: Initial A shares 5 per cent, annual 1.2 per cent.

Commission: Initial 3 per cent.

Tel: 0800 881144.


Royal Bank of Scotland International – FTSE Range Bond

Wednesday, 2 January 2002. Type: Capital guaranteed bond. Aim: Growth by tracking the FTSE 100 index. Minimum investment: Lump sum £5,000. Place of registration: Isle of Man. Investment split: 100 per cent FTSE 100 index. Guarantee: Capital returned in full at end of two year term regardless of movement in index. Isa link: No. Charges: […]

Genesis Home Loans – Genesis Sapphire Fixed

Friday January 4, 2002 Fixed term: April 1, 2003. Fixed rate: 7.24 per cent. Minimum loan: £25,001. Maximum loan: Loans of up to 60 per cent of valuation subject to a maximum of £400,000, 61 – 75 per cent subject to a maximum of £250,000. Income multiples: 3.75 times principal income plus second or 3.25 […]

Henderson Global Investors – Horizon Pan European Bond Fund

Friday, January 4, 2002.Type: Sicav.Aim: Income by investing in bearer bonds issued in Europe.Minimum investment: $2,500.Place of registration: Luxemburg.Investment split: 100 per cent in bearer bonds issued in Europe.Isa link: No.Charges: Initial A shares 5 per cent, annual 0.625 per cent.Commission: Initial 3 per cent.Tel: 0800 881144.

Scarborough Building Society – Flexible Lifetime Discount Plus Refunded Valuation Fee

Thursday, January 3, 2002.Type: Discounted rate flexible mortgage.Discounted term: Term of loan.Discount: 1.34 per cent.Payable rate: 4.65 per cent.Minimum loan: £15,000.Maximum loan: Up to 95 per cent of valuation subject to nomaximum.Income multiples: Three times principal income plus second or 2.5times joint.Features: Underpayments, overpayments, payment holidays.Arrangement fee: None.Redemption fee: None.Conditions: Valuation fee refunded on completion.Introducer&#39s […]

Iain Chadwick

The Budget 2015: a brief overview

Following George Osborne’s delivery of his sixth Budget as chancellor and the last of this current parliament, we have provided a brief overview of the initiatives put forward in his statement, focusing on the topics that have an impact upon the pensions landscape, savings, personal taxation and businesses.


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