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Heated over cold-calling ban

I see that the FSA is going to ban cold-calling in respect of mortgage marketing.

Frankly, that is like telling the building industry that they are no longer allowed to mix concrete.

The FSA says that “this follows in line with EU regulations, etc”.

Do you know what I intend to do in relation to this absurd new law? I am going to do what the French and Italians do – which is to ignore it.

So what are the FSA going to do? Lock me up? I can hear the prosecution case now…”M&#39lud, this 60-year-old married father of two. This decorated ex-armed forces officer. This businessman and pillar of the community, with no past criminal record, took it into his mind to commit the heinous crime of making a telephone call while prospecting for new business.” (Gasps from the public gallery).

Come on you guys out there. Follow me on this one. Keep making the telephone calls. They can&#39t throw us all in jail.

Name and address supplied


FirstAssist announces management restructure

Health and wellbeing provider FirstAssist has announced two new appointments as part of its management restructure. Ted Waite will take on the role of partnerships manager, with Julie Goodwin joining the corporate sales team as new business development manager. The restructure is aimed at focusing on sales solutions for the financial services, SME and corporate […]

Skandia links for distribution bond

Skandia is this month launching a distribution bond giving access to a range of third-party fund links. Investors can build a portfolio by mixing and matching the retail distribution funds of groups including Axa, Prudential, Norwich Union, New Star and DWS. To mark the launch, Skandia is offering 103 per cent allocation until April 6. […]

My hopes for Misys were dashed by charges

Until December 2002, I was a member of DBS Financial Management for over 14 years. During this period, Ken Davy and Don Westacott achieved their goal by making the company the biggest and best network in the UK. When the takeover by the Misys group was announced, I, like many of my colleagues, thought that […]

Affordability is critical

That old adage “life insurance is sold, not bought” still gets uttered today when the distribution of protection insurance comes up in conversation, although perhaps “recommended” rather than “sold” is the appropriate word these days. Customers still do not usually wake up thinking “I must buy some life insurance today.” The same is true of […]

Unfinished business?

Pension specialist Fiona Tait gives an update on three big announcements from the 2016 Budget – Pensions Advice Allowance (PAA), the Lifetime ISA (LISA) and the pension dashboard. £500 Pensions Advice Allowance What’s new Under current rules it is possible to deduct an adviser charge from a defined contribution pension fund to pay for financial […]


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