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Ian McKenna: What must platforms do to survive?

So platforms are dead. Or are they? After 15 years of an almost unanimous view that platforms are the future, their obituaries have appeared overnight. The death of platforms is perhaps an exaggeration but they are in need of serious surgery. Most are in the intensive care unit and, indeed, some will not survive. It […]

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Big Bang, RDR and pension freedoms ‘nightmare’: A 30-year advice evolution

Money Marketing has played a major role in catering to a readership which has evolved from the door-to-door direct salesforces of the life insurance industry to a professional body of advisers during the publication’s 30-year history. PR agency Lansons chief executive Tony Langham described the title as a “critical friend” to the financial services industry […]

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Govt to tackle GARs advice confusion

The Government could scrap the requirement to put a value on guaranteed annuity rates when deciding whether savers need to take regulated advice. A Department for Work and Pensions consultation, published today, sets out a proposal that would see the advice threshold based solely on the size of pots, not the value of guarantees. In […]

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Chris Hannant: FOS needs independent appeals process

An important principle of a judicial or quasi-judicial system is that not only must justice be done but it must be seen to be done. The parties involved must have confidence in the system making the decision and that their argument will be fairly heard. I am not sure this is the case with the […]

Simon Fletcher

Auto-enrolment: pay attention or pay the price

By Simon Fletcher

As a chief executive officer of a business in the financial services sector, I have been dealing with the introduction of auto-enrolment for our clients for some time, but I can also speak from an employer’s point of view, having to go through the process ourselves.

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