HBOS has announced Joe Higgins as its new head of mortgages.
Higgins will start work on March 5, and until then, will continue his work as chief operating officer of Bank of Scotland’s Irish division.
He will primarily be responsible for products across both the direct and intermediary channels and will work alongside intermediaries managing director Nigel Stockton and will report into head of products Peter Jackson.
Higgins replaces David Nicholson who last year become head of the retail branch network.
HBOS spokesman Paul Fincham says: “Joe has been with HBOS for over 10 years so has plenty of experience of the organisation.”