The Hartford is offering extra allocation on its gold bond.In a bid to help IFAs attract with-profits and cash deposit investors, the US firm is offering enhanced allocation of up to 102 per cent on lump-sum investments into its unit-lin- ked bond, a deal which will run alongside a customer loyalty programme. The latter scheme offers up to 3.5 per cent tiered so that clients get 1.5 per cent of the fund value if they remain inves-ted for seven years and a further 2 per cent at 10 years. The former pays out an extra 1 per cent for sums between 25,000 and 49,999, 1.5 per cent for funds between 50,000 and 99,999 and 2 per cent on all sums over 100,000. Both the loyalty scheme and the enhanced allocation offer run from September 1. The allocation deal is open-ended but Hartford pledges to give adv- isers 30 days’ notice before termination. Marketing director John Enos says: “We have signed agency agreements with over 20,000 RIs and with this deal are targeting advisers active in the lump-sum market.”
Whoever will be entering the frame of financial services next?
University towns have traditionally been regarded as hot spots for buy to let and many intermediaries will be getting calls from parents on whether to buy a house to rent to students.
A monogamous relationship with a specialist mandate can force managers to bypass pot- entially lucrative opportunities.
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