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Hard line on with-profits

Software company O&M says it is not good enough for IFAs to have clients with with-profits investments on their books. For some time now, the company, which rates providers, has said that IFAs should not be putting money into with-profits but this is now a much harder line.

Director Graham Miller wants to sell his software and these remarks will do no harm raising the profile of his company. But many IFAs use these ratings, so providers would do well not to ignore him. We invite them to make a case for why investors should keep their money invested.

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