Despite offering higher average returns than open-ended funds, advisers are continuing to shy away from investment trusts. Recent research by the Cass Business School suggests that the alpha generated by investment trust managers was higher than that by managers of unit trusts on average. Even taking into account factors such as gearing and share buybacks, […]
The UK is lagging behind European countries in relation to improvements in life expectancy, research shows. The Financial Times reports data from Club Vita, the organisation that advises life and pension providers, which shows life expectancy is improving in parts of Europe but is not going up in the UK. Club Vita analysed changes in […]
Vitality’s methods are well established in the protection market, but can they succeed for retirement savings?
The ageing population means we are likely to be dealing with more elderly people. Although the term “elderly” means different things to different people, we must be careful of vulnerability here. In fact, the FCA definition of a vulnerable client is broad: “Someone who, due to their personal circumstances, is especially susceptible to detriment, particularly […]
A survey conducted by Johnson Fleming at the Pension & Benefits Show 2014 highlighted the key challenges faced within organisations post auto-enrolment. The results showed that communicating the changes and the value of them to staff, and receiving timely data from the payroll provider proved to still be the most challenging aspects of managing an auto-enrolment scheme.
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