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Halifax – Total Mortgage Protection Plans

Tuesday, 3rd April 2001.

Type: Cafeteria-style protection plan covering accident, sickness and unemployment cover, critical illness cover and life cover.

Maximum benefit: 125 per cent of mortgage payment.

Benefit payment term: Up to 24 months.

Deferred period: 30 days.

Premium: £6.06 per £100 of cover.


Minimum premium/cover: None.

Maximum cover: None.

Illnesses covered: Cancer, heart attack, kidney failure, heart valve replacement or repair, coronary artery bypass surgery, aorta graft surgery, cognitive impairments, loss of limbs, major organ transplant, motor neurone disease, multiple sclerosis, Parkinson&#39s disease, stroke, total permanent disability.

Minimum-maximum ages: 18-60.

Charges: None.

Options: Life cover.

Commission: None.




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